Munthu nthawi zambiri amayesetsa kukwaniritsa cholinga chake mwachangu. Nthawi zambiri amaganiza momwe angakope mwayi ndi ndalama, ndipo nthawi zina chifukwa cha matsenga awa. Kugwiritsa ntchito njira zopangira ndalama komanso kupambana osati kokha mothandizidwa ndi matsenga amatsenga, komanso popanda kudziimira pawokha. Monga m'zaka mazana angapo zapitazi, chidaliro m'matsenga chilibe pakati pa anthu.
Nthawi zambiri, ndicholinga chokonza mbali ya moyo, tinkagwiritsa ntchito matsenga oyera, ndipo matsenga amadziwa zambiri komanso kupembedza. Masiku ano, maluso amapitilizabe kugwiritsa ntchito pamene chinafunika kugulitsa kapena kugula chinthu chomveka bwino. Kuchita kulikonse nthawi zambiri kumayenderana ndi zonena zapadera pa zotsatira zopambana.
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Chisangalalo cha banjali ndichambiri, ngakhale osati chilichonse chimatengera thanzi la mamembala ake. Zithunzi zimagwiritsidwa ntchito kukopa ndalama komanso zabwino zonse. Kugawa kwawo m'magulu kumadalira kupukusa, komwe kumapangidwa ndi ndalama.
- Akufunika kubwezeretsa ngongole yayitali.
- Kukhazikika kunayambitsidwa ndi ntchito yogwira ntchito ya mabanja onse.
- Kupeza kuchuluka kwake.
Kutchuka kwakukulu kumagwiritsa ntchito Chiwembu (Chipping) pa chikwama . Katunduyu akuwoneka kuti ali ndi katundu wokongola ndalama ndi maginito ochokera kumagawo osiyanasiyana. Pali mafesi ambiri otere, nayi imodzi mwa izo.
Kwa iwo omwe akufuna kukopa mwayi ndi ndalama kulowa mnyumbamo pali njira yosavuta, yomwe amakhulupirira kuti amagwiritsidwa ntchito bwino ngati achitika moyenera. Kugula china chake, kulipira ndi wogulitsa, pakapita nthawi akadzipereka, amadzitcha kuti ndalama zanu ndi zanga, ndipo ndalama zanu zili mchikwama changa. " Ziwerengerozi sizangokhala ndalama zokhazokha ndi zokopa zawo zokha, komanso kusinthasintha zinthu zambiri, mpaka mtengo wa izo.
Chiwembu kwa mwezi watsopano kuti ndalama sizinamasuliridwe
Muyenera kukhala ndalama 12 ndipo pakati pausiku, tsiku loyamba la mwezi watsopano limapita mumsewu. Ndinaika ndalama m'manja mwanu kuti kuwala kwa mwezi kumawagwera, ndipo kasanu ndi kawiri amabwereza mawu akuti: "Kukula ndalama, siyani ndalama zochulukitsa padzuwa." Ndikofunikira kutchula dzina lanu ndikupempha chumacho kuti chibwere. Ndalama zamtengo wapatali zobwerera kwawo zimabisala moyenera.Padakali Chiwembu chosangalatsa , zopangidwa kuti mupeze kuchuluka kwakukulu. Pakadali pano pali kuchuluka kwabwino, akuti, ponena za Yesu: "AMBUYE ndi Ambuye ndi amayi anayenda, ndalamazo zimanyamulidwa m'matumba. Pomwe adatsegulira, napanda Ine. " Kenako ananenanso dzina lake komanso kuti anatha kusonkhanitsa mwachangu, omwe amayenera kufalitsidwa, kuti alemekeze Mulungu ndi kuwolowa manja kwake. Izi zimawerengedwa pandulo. Ndikofunikira kuti anali ochokera ku mpingo, zidutswa 5. Chiwembucho chikawerengedwa, sera yonse yotsalira imakhala talisman kuti mupeze ndalama komanso mwayi wosungidwa mu chikwama.
Chiwembu cholandila ndalama
Zimachitika kuti ndalama zina zimafunikira. Izi zikugwirizana ndi opareshoni kapena kubweza ngongole. Kenako gwiritsani ntchito spell pa kandulo yobiriwira. Muli bwanji?
- Mafuta Osiyanasiyana;
- Baselic ufa;
- Kandulo wobiriwira (makamaka wamkulu).
Pa kandulo ilipo chinthu chakuthwa ndi dzina lake ndi nambala yomwe mukufuna. Musanayankhe moto pa kandulo, imapasulidwa ndikugwa m'malo osungidwa. Wala, onetsetsani kuti mwapanga mseu mu thumba lake la ndalama nthawi zonse amakhala otseguka nthawi zonse ndipo adzaupeza.
Ngati munthu ataganiza zokambirana ndi matsenga, ayenera kukumbukira kuti popanda chifukwa chopanda tanthauzo sizitero, chifukwa zonse ziyenera kuchitika mosapita m'mbali. Tiyenera kudziwa kuti matsenga a mwayi, wochokera kwa amayi apakati, ali ndi mphamvu, motero amatumizidwa nthawi zambiri. Ululu pazinthu ziyenera kukhala popanda kukwezedwa. Palibenso chifukwa chonyalanyaza kuti miyambo ina imamangirizidwa ku nthawi ya usana kapena masiku a sabata. Ndikofunikira kuti palibe amene akudziwa za kusefuula zamatsenga, ngati panali wothandizira, ndizosatheka kuti amulole iye asayamikire.
Mlandu wamphamvu kwambiri wa chuma
Kuti akwaniritse mwambowu, chikwama chatsopano chidzafunikire, chifukwa ndibwino kugula nthawi yake. Ndikofunikanso kukonzekera ngongole. Ayenera kukhala osiyana: akulu ndi ang'ono. Ndalama zochepa sizipweteka. Zonsezi zolumikizidwa mu chikwama chatsopano. Adzigoneka, popanda mipango ndi napulins pa izo. Kupanda kutero sikugwira ntchito, lembalo ndi lotsatira.
Pemphero liyenera kuwerengedwa pamakasiketi owonda. Pafupi salola aliyense. Ndikwabwino kupanga rite nokha. Pali mawu omwe amalankhula kuti akope ndalama pamwale wawo.
Chiwembu
Imodzi mwa matsenga amphamvu imawerengedwa kuti iwerengedwa pakhomo la nyumba yawoyawo. Pambuyo pake, ndalama zidzapezeka mu mkhalidwe woyenera. Lolemba limachitika Lolemba. M'mawa, muyenera kudzuka m'mawa ndi chitseko chanu, fungulo liyenera kukhala mu nyumba yachifumu. Mawu owerenga:
Pambuyo pa chiwembu chachikulucho pakhomo kuti mupeze kiyi ndipo nthawi zonse muzisunga mascot ndi inu. Magala amalangiza kusintha kwa nyumba yatsopano. Izi, m'malingaliro awo, zimakopa ndalama popanda kukhudza munda wa munthu wina.
Baba Vangu Rite zabwino zonse
Zochita za nehutric, malinga ndi kufotokozera kwa Chibugariya, kungathandize kunena zabwino ku zosowazo ndikukhala ndi moyo wabwino. Kodi mwambowo ungafunike chiyani?
- chidutswa cha mkate wakuda kuchokera mzere wonse;
- Zachinsinsi.
Musanagwiritse, palibe zoposa 3 maola. Kenako chidutswacho chimadzaza ndikuyikidwa patsogolo pake. Chilichonse chimachitika usiku kapena madzi opita kumphepete, chokha. Pemphero limawerengedwa mkate. Izi zimachitika kamodzi kokha. Zowonjezera sizingathe.
Miyambo pa maapulo
Ndikofunikira kuti mugule, komanso bwinonso kuzing'amba kuchokera pamtengowo ndi zipatso zatsopano. Ngati mungagule, ndiye kuti ikubwera siyingatengedwe. Tsiku likakhala ndi miyambo yogwira miyambo, maapulo 14 ayenera kugawidwa kwa anthu, aliyense. Tsiku lotsatira, 3 mwana wosabadwayo amaperekedwa kwa wopemphetsa, ena onse akuthamangira kukachisi ndipo atsala pa tebulo la Chikumbutso. Nthawi yomweyo pempherani.
Miyambo kuchulukitsa chuma
Kuchulukana, komwe kuli kale, ndipo musataye mtengo, nthawi zambiri miyambo imachitika mumdima, ndalama zomwe zilipo zimatengedwa ndikuyikidwa pansi pa kuwala kwachipinda chilichonse popanda kuyatsa. Pambuyo poyesera kumeneko kwa maola awiri, amatengedwa ndikusamutsidwa kwa wina. Tanthauzo lake ndikuti ndalama zomwe zili ndi ndalama siziyenera kukhala zopanda gulu. Kenako amachitika, koma m'malo akuda. Ndalama izi ziyenera kuyikidwa pachikwama chawo ndikuyesera kuti musakhale mwezi umodzi. Pambuyo pa nthawi ino, mutha kupita kukagula ndikugwiritsa ntchito zabwino zanu.Mumwambo wotchulidwa, muyenera kuwerengera chiwembu chilichonse cha ndalama. Kusankhidwa kwa malembawo kumatsalira kwa omwe akufuna kulemera. Chinthu chachikulu ndikutsatira masitepe onse kumanja.
Mapeto
Kukopa mwayi ndi ndalama nthawi zambiri kumayambiranso njira ndi mapemphero. Izi ndi izi:
- Mavesi ayenera kudziwika bwino, osadagwada kuti atchule;
- osati kuphwanya machitidwe ndi nthawi yake;
- Kugwiritsa ntchito miyambo yamatsenga pokhapokha ngati mungachite bwino kwambiri.