Ndalama ndi nthawi yofunika kwambiri komanso yofunikira m'moyo wa aliyense. Ngati munthu akuwoneka kuti akusowa, ndiye kuti kukwaniritsidwa kwamwambo kuti akope ndalama kunyumba kumamuthandiza kukonza mwachangu.
Zimachitika kuti anthu amodzi sangakhale ndi ndalama zokwanira kutsegula malo odyera kapena ogula ku Paris, ena sikokwanira kwa zinthu zambiri, nyumba, pagalimoto, ndipo ena sangakhale ndi chakudya kapena chakudya . Kuchiza Ndalama, munthu amapeza mwayi wowongolera ndalama, zomwe zimakula, chifukwa munthuyo amakhala ngati maginito, amakopa mitsinje yayikulu.
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Matsenga amatsenga amatsenga omwe amagwiritsa ntchito zomwe zimakhudza mitundu yosiyanasiyana ya ziwonetsero zosiyanasiyana:
- Kubwezera ndalama zambiri (pomwe wobwereka sanabweze ngongole).
- Kukopa ndalama kunyumba (nthawi zambiri zimachitika kuti ntchito yonse ya banja, ndi ndalama zomwe sizikupezeka).
- Chofunika mwachangu kuti mupeze ndalama yayikulu (pa ntchito iliyonse).
Zifukwa zogwiritsira ntchito malingaliro ndi chiwerengero chachikulu chomwecho monga iwo okha. Pansipa adzapatsidwa mkhalidwe wapamwamba kwambiri womwe mungakhale osachoka kunyumba.
Koma musanayambe kuphana aliyense kuti mukope ndalama, muyenera kudziwa nokha mwatsatanetsatane ndi malamulo azotsatira zawo:
- Makina owerengera ndalama sangagwire ntchito chaka chonse, chifukwa ichi chimatsatira nthawi ndi nthawi kuti musinthe.
- Miyambo yotere imachitika kokha ndi mwezi womera.
- Munthu ayenera kukhulupirira chifukwa cha chiwembu kapena mwambo.
Tiyeneranso kudziwa kuti mwambowo sudzapeza ndalama kwa munthu. Kuwerenga njira zamtundu wina, munthu sangapumule m'masiku ndi tsiku kuti athetse Sefa. Ndalama sizikhala m'manja monga choncho. Kuwerenga pa ndalamazi kungakuthandizeni pokhapokha mutagwira naye ntchito. Chifukwa chake, ndikofunikiranso kupempha chipiriro chanu ndi mwayi wanu kenako mu matupi anu a Mzimu ali pamwamba pa miyambo ili pamwambapa.
Miyambo yokhala ndi chikwama
Wothandizira wamkulu pakulandila ndalama ndi chikwama. Tiyenera kunena mawu amtunduwu kwa iye:"Monga nyenyezi zambiri ngati madzi munyanja ndi nyanja zamchere, zikadzamasulira ndalama m'chikwama changa. Ameni ".
Mfiti iyenera kuchitika Lachitatu lokha komanso ndi mwezi wokula.
Miyambo yokhala ndi mbewu
Kuti mukwaniritse mwambowu kuti mukope ndalama, zimatenga zinthu zisanu:
- Nsalu yowala komanso yolimba kwambiri ndi mawonekedwe.
- Pepala lobiriwira.
- Zomera zisanu ndi ziwirizi komanso zopanda pake padziko lapansi zamphongo.
- Mphete ya Crystal.
- Nsalu yovuta.
Palibenso chifukwa choyimira chachikulu modabwitsa motero ndalamazo, ndiye kuti mwambowu sugwira ntchito.
Kuyamba, ndikofunikira kulingalira kuchuluka kwa ndalama zomwe mukufuna molondola komanso momwe munthu angamvere komanso momwe angayang'anire ndalama ngati ndalama zotere zimawonekera. Mukatha kulemba papepala, monga munthu ndi wa anthu ake okwera mtengo komanso okwera mtengo kwambiri. Kalatayo imafunikiranso kuyankhula mwatsatanetsatane za thanzi la thanzi, komanso chikhalidwe cha malingaliro. Atamaliza kufotokozera moyo wanu motere, muyenera kuphimba tebulo la njinga yamoto.
Pakati pa tebulo muyenera kuyika pepala logubuduza. Ikani chingwe. Mbewu zimatsitsidwa mumwala ndipo zimasakanikirana bwino. Makandulo amatchedwa. Dzanja limayikidwa pamwambo, ndipo osamulemekeza, katatu muyenera kuzungulira patebulo. Pambuyo gawo limodzi la mbewu zimayika m'chikwamacho, ndikuyikanso kukulunga kwina mu canvas, kuyika cholembera. Zibvas zotere ziyenera kuwulutsa mbali yakumanja kwa nyumbayo kapena nyumba, yomwe palibe amene amazindikira. Zotsatira zake zingadzipangitse kudziwa kuti palibe m'mbuyomu kuposa mwezi umodzi.
Miyambo mwezi
Chitani ichi cha ndalama zimachitika pamadzi. Mugalasi muyenera kuthira madzi ndikuyika usiku wamawu kuti kuwala kuyambira mwezi kumakhala bwino kumadzi, zitatha izi, kumayimbidwa ndi mphamvu zake. Pambuyo pake, kumira bwino ndi madzi kuchokera pagalasi iyi, ndikofunikira kunong'ona mawu ngati awa:"Popeza inu, mwezi, inali yoonda, inde idakwaniritsidwa, ndipo ndili ndi zabwino zonse kuti ndikwaniritse."
Mayiko amphamvu kwambiriwa adapeza mphamvu ngati madzi kulowa mugalasi adatsanulira mu mwezi wachichepere, ndikutsuka pamwezi wonse.
"Kupanga Ndalama"
Chiwembu chosavuta komanso chosavuta kukopa ndalama kwa iwo okha. Nthawi iliyonse munthu akangogula kapena amaliza kugula ndi kugulitsa kuthana ndi munthu, kwinaku akupeza ndalama (kapena akudutsa), ayenera kunena mawu amenewa:
"M'fungulo langa ndalama zanu, chuma chanu chiri, chuma changa. Ameni ".
Chiwembu ku Mwezi Watsopano
Miyambo imafunikira mwezi watsopano. Pa 00:00, tsiku loyamba la mwezi, muyenera kupita kunja, ndikutenga ndalama khumi ndi ziwiri pasadakhale. Ndalama zolowa pansi pa kuwala kwa mwezi wachichepere, muyenera kunena nthawi 7:"Chilichonse chomwe chimakhala ndi moyo ndipo chimakula chimachulukitsidwa ndi kuwala kwa dzuwa, ndi ndalama zochulukitsa ku kuwala kwa mwezi. Kukulitsa ndalama. Sinthani, onjezani. Ndindiphunzitsa, bwerani kwa ine. "
Pambuyo pa mawu otere, ndikofunikira kugwira ndalama mu nkhonya zolimba kwambiri ndipo, kubwerera kunyumba, nthawi yomweyo kuziyika chikwama.
Njira ina yopita kumwezi, penyani mu kanema:
Makwerero achuma
Iyi ndi mwambo wautali komanso wautali kwambiri. Ngati zili zowona kugwiritsa ntchito chiwembuchi, patatha mwezi umodzi, munthu angamve ma adilesi oyambira polemba bajeti yake. Khazikitsani miyambo ndiyotheka kokha ndi mwezi womera.
Izi zimafunikira ulusi wobiriwira, 9 mabootoni, komanso kandulo yobiriwira. Pa ulusi womwe umafunikira kumangiriza mawonekedwe, kuphatikiza masamba a clove kwa icho, zikutanthauza kuti ma node 9 ayenera kutembenuka. Mukamaliza ulusi ndi masamba ndikunena mokweza:
"Funsani ndalama izi zibwere kunyumba kwanga pamasitepe. Zingakhale choncho nthawi zonse. Ameni. "
Kenako muyenera kugawana "masitepe" pafupi ndi kandulo yobiriwira komanso masiku 9 kuti muwayenere kwakanthawi mpaka pano mpaka atakhala frter.