Amafaranga nubutunzi mubuzima bwumugabo wa none butagenda vuba aha. Kugirango ugere ku mibereho myiza, umuntu arahatirwa (rimwe na rimwe mu mirimo myinshi), umuntu akingurira ibikorwa byabo kandi ategereje guca intege umunezero wabo mu marozi, ategereje cyane amarozi kandi akora umugambi mubisha kandi akora umugambi mubisha kandi akora umugambi mubisha ku mafaranga.
Ibicumuro byumutungo wera kumafaranga uyumunsi birazwi cyane kuruta mbere hose - abantu benshi bakoresha kugirango bateze imbere imiterere yabo kandi bakurura amahirwe masa.
Amabanga yubugambanyi
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Ubugambanyi bw'amafaranga n'ibintu - Uyu ni umuhango wubumaji wakozwe kugirango ubone umutungo wamafaranga uturutse ahantu hatandukanye. Iyi mihango igabanijwemo umukara n'umweru. Mubisanzwe, murugo birasabwa gusoma umugambi mubisha kumafaranga asohoka mubumaji bwera, nkuko amarozi ari umukara atabigenewe kandi akenshi ari mubi, cyane cyane mumaboko yumuntu udafite uburambe, kure yubupfumu.
Ibisabwa mubikorwa byiza byamarozi
Imihango yamafaranga Hariho urutonde rwiza. Birashobora gutandukana cyane, ariko iyo barasohoye, rwiyemezamirimo agomba kubahiriza amategeko nibyifuzo:
- Umunsi w'icyumweru. Umugambi ukomeye w'amafaranga uri ku wa gatatu, kubera ko uyu munsi urangwa n'imbaraga zikomeye z'amafaranga;
- Icyiciro Ukwezi - Gukura. Gukura k'umucyo nijoro bizagira uruhare mu kuza no gukura kw'amafaranga;
- irungu. Rwiyemezamirimo agomba gukorerwa umugambi mubisha ku mabanga yuzuye. Ubumaji bwamafaranga - Ibintu byoroshye cyane, imbaraga z'undi zirashobora kumugiraho ingaruka mbi;
- Nukuri gukurikiza amabwiriza yimihango. Amabwiriza yumuhango ni gahunda yumurimo we, gusubira inyuma bidashoboka, kuko ibisobanuro byose, ndetse noroheje cyane, bikagira uruhare runini;
- Kwizera muburyo bwumuhango. Kugirango umuhango wo gukora, uwakora agomba kwizera kubera amarozi;
- Amayobera y'imihango. Ntibishoboka kubwira umuntu kubikorwa byubumaji, ubupfumu ntabwo bwihanganira kumenyekanisha.
Ubucukuzi bw'amafaranga bwo gufata icyemezo cyo gusoma ukora, bizakora neza kandi biganisha ku bisubizo byifuzwa gusa kuri ibi bihe bitari bikomeye.
Nigute ushobora gushimangira ibikorwa byubugambanyi bwimari?
Ishingiro ryibikorwa byumuhango wamafaranga nijambo. Kugira ngo ijambo rigaragare imbaraga zamapfundo, ni ngombwa cyane gushora imari muri byose. Birashobora gukorwa hifashishijwe amashusho, ishingiro ryayo ziri mu gishushanyo mbonera cyo mu mutwe cyo gushushanya kw'iterambere ry'aho bizaza. Wibuke ko ibitekerezo ari umufasha munini muriki kibazo. Gutekereza bitanga imbaraga zikomeye imbaraga zatoranijwe kandi zikora ubugambanyi kumafaranga.
Imbaraga zinkunga zizamuka niba amagambo akora azavuga murwibutso. Abapfumu b'inararibonye bakagira inama inyandiko yo gufata mu mutwe, kugirango batayisoma mu gatabo.
Imiterere yumwuka yumuhanzi agira ingaruka kumihango yumuhango. Mbere yo gusoma umugambi mubisha ku mafaranga, ugomba kurekura ibitutsi byose, ukureho ibitekerezo n'amarangamutima bibi byose, ugere kubwumvikane bwimbere. Kandi icyo gihe gusa - n'umutima utanduye kandi wa chassis yoroheje - urashobora kujyanwa kuri komisiyo y'imihango.
Imihango myiza na prepique yo gukurura ubutunzi
Ubugambanyi bwumutungo wera kugirango amafaranga yari mumuryango
Niba umuryango wawe wahuye nibibazo byamafaranga, kora imihango yasobanuwe irakurura ibyiringiro. Kuri umuhango, tegura ibiceri 3 byimpamvu ikigereranyo nikirahure cyamazi.Tegereza kugeza saa sita hanyuma umanure ibiceri mumazi, hanyuma usome ikibanza:
"Amazi y'amazi, nzasangira imbaraga! Garuka mumuryango wubutunzi bwanjye, fasha kongera inyungu. Kora kugirango izindi biceri zose zagenze! "
Nyuma yo gukoresha inyandiko yinyandiko, kura ikirahuri hamwe namazi nibiceri ahantu hitaruye. Buri gitondo n'umunsi bisoza ikotomoni yawe kuri aya mazi. Yemerewe gusubiramo umugambi mubisha mugihe amazi mu kirahure azakoreshwa.
Ubugambanyi kugirango amafaranga ari
Ubu bucukuzi bukomeye kumafaranga agomba gusomwa ukwezi gukura. Hagarara mu gitondo cya kare, mbere yuko bucya. Bucya, ukize mu kiganza cy'igiceri, sohoka mu nzu, jya ku basore bariye. Hitamo igiti cyiza, gukurura isura. Vuga ku giceri cya Trunk hanyuma uve inshuro 12:
"Nkuru inshinge, urubyiruko rukura kandi amafaranga yanjye. Ntabwo ari kuri cake yisukari, ntabwo kuri Epopov, atari kuri palav, ntabwo ari kuri palav, atari kuri palav, ahubwo ni zahabu n'umuringa."
Nyuma ya 12 yo kuvuga igiceri, gutaka mumizi yigiti cya Noheri. Gerageza kutakubona mugihe cyimihango kugirango ubone, bitabaye ibyo ntibizakora. Igiceri giki gihe igice cyihishe munsi yubutaka, genda, utareba inyuma, kuva aha hantu.
Ubugambanyi ku butunzi
Ubugambanyi bugomba gusomwa kuri imbuto nkeya za Ryabina. Imbuto zateganijwe zigomba kubikwa murugo rwabo ubashyira hafi yububiko. Inyandiko:
"Wowe, umwamikazi, Ronan-Mama, ukomoka ku Bwiza kugira ngo ankureho. Ukuntu imbuto zikura umutuku nawe, reka reka, imbata (imbata) y'Imana (Imana) (Izina bwite), Amafaranga aragwira. Kugeza imperuka yigihe. Amen ".
Ubugambanyi bukurura intsinzi y'amafaranga
Ubu bucukuzi bugomba gutangazwa kare mu gitondo, nta byananiranye ku gifu cyuzuye. Agace gato karahinduka, abakora bagomba kurya ako kanya nyuma yo gusoma inyandiko. Ubugambanyi ni:"Uwiteka Imana Mana, Yesu Kristo, kubwumuryango utanu n'umuryango wanjye n'umuryango wanjye, muhindukire mu buraro bwanjye, mpindukira amahirwe, umwobo uvuye kuri njye n'amakuba. Reka umuhanda wanjye mbikeze kandi umunezero ufunguye mu nzu, reka amafaranga aze aho ndi. Kandi ndabisezeranya ko bigamije kubijugunya, kubwinyungu, no kugwiza ubutunzi n'ubwenge, kubwicyubahiro cya Nyagasani wacu. Urufunguzo nigihome kumagambo yose yanjye. Amen ".
Ibikorwa byumuhanzi nyuma yumuhango
Ndetse n'ubugambanyi bukomeye bw'amafaranga ntabwo byemeza ukuza ako kanya k'ubutunzi. Ibisubizo bitangaje bizagerwaho gusa ukurikije uko gukora neza bizaha imbaraga nyinshi kuri ibi, bizakora kandi komeza amahirwe yo kunoza imibereho myiza kandi yongere ubuzima bwiza.
Ntakintu nakimwe, nubumaji ni ikintu cyiza gusa. Ubumaji bwa Magic ni ubumaji ejo hazaza, bityo ibisubizo bifatika bivuye mubugambanyi bigaragarira mu mezi make gusa nyuma yumuhango.