Inani lemali liya kunceda ekutyhileni iimfihlo zomlingo zokuchuma kunye nobutyebi. Kukholelwa ukuba impumelelo yezemali ixhomekeke kwinqanaba elithile kumandla oluntu, ukusuka ekubeni ikwazi ukuba "utsala" i-pispy i-pispy amatyala ebomini bakhe. Nika ingqalelo kwi-banknotes eziphuma ekubeni kwi-wallet yakho.
Kwisicelo sakho, silungiselele isicelo "I-akhawunti" ye-smartphone.
Isicelo siyayazi indlela yokuthumela inombolo yakho yobuqu yonke imihla.
Kuyo, saqokelela okona kubaluleke kakhulu ekubalekisweni kwexabiso.
Mahala mahala:
Indlela elula yokutsala imali
Amanani enze umlingo okhethekileyo, ngenxa yoko umntu onokukusebenzisa uyakwazi ukufezekisa impumelelo kuyo yonke into.
Fumanisa ukuba ulindelwe yintoni namhlanje - i-horoscope yanamhlanje kuzo zonke iimpawu ze-zodiac
Ngezicelo zobhaliso ezininzi, silungiselele isicelo se-horoscope echanekileyo kwifowuni ephathekayo. Umenzi uza kuza ngophawu lwakho lwe-zodiac rhoqo kusasa- akunakwenzeka ukuba uphoswe!
Khuphela Simahla: i-horoscope ngayo yonke imihla 2020 (ifumaneka kwi-Android)
Ngokuphathelele kwimicimbi yezemali, kukho iimfihlo ezininzi:
- Ungaze ucele indalo yemali - nqwenela ukuba ungayithenga.
- Khohlwa ngentlekele, ninika izipho zabathandekayo kunye nombingelelo ngothando, ubuncinci. Yiyo loo nto, uya kudala i-funnel yezemali, kwaye imali iya kuqala ebomini bakho.
- Musa ukugcina kwiimeko ezimbalwa: ungayisusi imali kwiiholide kunye nomhla wokuzalwa, utyalomali kwiiprojekthi eziphumeleleyo kwaye uncede abo bafuna.
Ezi zenzo zilula ziya kunceda ukufaka umjelo wezemali kwaye akunakuze zenze ngemali.
Ikhowudi yedijithali yebhili nganye iya kunceda ekuqondeni imbali yayo kwaye iqonde indlela ayonwabe ngayo.
Ikhowudi yokutyeba
Ungabala impumelelo yakho yemali. Ukwenza oku, yongeza amanani amane okuqala kwiintsuku zakho zokuzalwa. Umzekelo, ukuba wazalwa ngo-Oktobha 16: 1 + 6 + 1 + 0 = 8.
Ukukhutshwa:
- Iyunithi. Ixabiso elibi kuwe - ixabiso le-10, 100 ne-1000 ruble. Abanakusindiswa, ngokuchasene noko - kufuneka uchithe kungekudala okanye ukutshintshiselana. Kodwa iingqekembe ze-ruble mazibekwe kwibhanki ye-piggy - zifanekisela ukuqala kwempumelelo yezemali.
- Mbini. Uphawu lwentlupheko nenkunkuma. Kwimeko yakho, xa sifumana izixa-mali apho kukho i-ruble i-ruble ezimbini-2000 okanye ezingama-200,000, kufuneka utshintshe okanye uchithe. Kodwa akukho tyala linxibanga kwaye alibahlali. Akufanele wenze ukuthengiselana kwezemali kumanani ama-2 ayo nayiphi na inyanga.
- Traika. Iyathandeka kwaye uzinzile. Uyakwazi ukutyala ngempumelelo kwiiprojekthi ezifanelekileyo, ukuphindaphinda imali yakho. Kukwatsalela impumelelo kuya kunceda isisa ukuba isixa seminikelo siqulathe inani 3. Abantu baya kukufikelela uncedo-ungayikhanyeli, kwaye izibonelelo ezifanelekileyo ziya kubuyela kubungakanani obukhulu.
- Ezine. Ilumkise uzinzo lwezemali ngokupheleleyo. Ngaphezulu kunokwenzeka, uyalazi ixabiso lemali kwaye uyazi indlela yokuzisebenzisa. Eyona nto iphambili kukuba ungabi lilungu le-adventure kunye nobuqhetseba bezemali.
- Ntlanu. Awunakho ukuhlehlisa amawaka amawaka amahlanu kwiBhanki ye-piggy - ukuchitha okanye ukuqhuba. Kodwa kuyacetyiswa ukuba utyale imali kwizinto ezithengiweyo ezinkulu- umzekelo, ufumane into ekhaya.
- Ntandathu. Uhamba nethamsanqa lezemali. Eyona nto inokwenzeka, awuzange uphile usonge, kodwa uvile kuphela ukulibaziseka komvuzo. Kodwa kubaluleke kakhulu ukuba uphuhlise ngokomoya, unganikeli kwihlabathi liphela.
- Sixhengxe. Inani eliyingozi le-transzhir kunye ne-winpaholic. Abantu abanesixhenxe ngomhla wokuzalwa kuyingozi ukunika isixa esikhulu ezandleni zabo - imali ngokoqobo yanyibilika kwiminwe. Awuyazi indlela yokuhlehlisa kwaye ugcine, ke uhlala uhlala kwi-sharid ukuya kumvuzo
- Isibonakaliso esisibhozo. Inombolo entle yendawo yezemali. Abantu abanjalo abakwazi kungekuphela nje ekwenzeni ukuqokelelwa, kodwa banokutya kwakhona imali efanelekileyo, baphindaphinde imali yabo.
- Thoba. Inani elinexabiso elingathathi hlangothi. Akukho mpembelelo kumgangatho wemali wobomi.
Amatyala abonwabileyo
Ukuba ufuna ukubeka kwi-wallet yebhili engakholwayo yokutsala imali, kubalulekile ukukhetha i-banknote efanelekileyo. I-Augalology inceda ukufumana amanani "owonwabileyo" ngemali.
Jonga, ngawaphi amanani kwinani leebhanki:
- I-6 kunye ne-4-Inani lemvisiswano nozinzo. Olona ncedo luphumeleleyo - uncedo oluphindaphindiweyo kunye nokutsala impumelelo yezemali.
- 2 kunye 7 - Amanani athile. Ukuba bekukho amatyala ngamanani anjalo kwi-wallet, kungcono ukuyisebenzisa ngokukhawuleza. Kucetyiswa ukuba uthenge ukuba ixesha elide endlwini ayizukuhlala, umzekelo, iimveliso.
- 1 kunye 8 - amatyala anjalo anokubekwa kwibhanki ye-piggy. Baza kutsala imali ebomini bakho, kwaye ungaqokelela ngokwaneleyo.
Kodwa amagqabantshintshi amnandi abe yibhanki apho kukho amanani kwikhowudi yakho yokuzalwa. Umzekelo wethu, oku kusibhozo - ngenani elinje, umntu unethuba ngalinye lokuba sisityebi.
Jonga ividiyo malunga nomlingo wamanani kunye neenombolo zemali:
Ungayiphatha njani imali
Kukho iingcebiso ezininzi eziza kunceda ukudala amandla emali yemali kwaye ziphumelele:
- Sukugcina izindlu ezimdaka, eziqwengiweyo, eziphawulwe. Imali ithanda isibheno esicocekileyo - sizigcine kwi-wallet, singameli kweyam kwaye ungasasazeki njengoko iwile. Ukusuka ekuphetywe, susa kwangoko.
- Ukuba uza kwenza izihlomelo, sebenzisa amatyala amatsha, kwaye ushiye iibhanki ezindala zenkcitho yemihla ngemihla.
- Zama ukunganikeli ityala. Ukuba sihlala sigcina amanzi, kuya kuba njalo amatyala angaphantsi, abhetele. Kungcono ukuthatha imali kwibhili enye kwi-ruble eyi-1000 kune-100.
- Naziphi na izithethe zomlingo ezijolise ekutsaleni imali, yenza ngolwesiHlanu, emva kokutshona kwelanga. Ezi zeyona mihla intle iya kunceda ukungena kwimali.
- Sukubuyisa ukuqokelelwa kwezingokuhlwa-ukubala imali yeyona nto ilungileyo ekuseni.
- Zama ukungahlali kwiingcamango zemali. Cinga malunga nemali oyifunayo, kodwa malunga nento oyisebenzisayo. Emva koko umnqweno uza kukhawuleza.
- Izinyithi ezixabisekileyo zigcinwe ngcono kwibhanki yebhanki. Ukuba uzigcina ekhaya, utsala amasela kunye nee-scammers. Lo mgaqo unxulumene kuphela kwegolide kunye nobucwebe obuthengwe ngemali yabo. Igcinwe, ngokuchaseneyo, yandisa amandla afanelekileyo.
Ezi ngcebiso zilula, kodwa ukuba uzisebenzisa, ke qaphela ukuba amatyala amacokisi aqala ukubonakala ebonakala rhoqo ebomini. Izakhono ezitsha zezezimali ziya kuvela, ukuhamba kwemali kuya kuvulwa.