Emhlabeni wanamuhla, konke kuphumula ngemali - kudingeka isidingo esibalulekile. Futhi uma othile ekhala ngokuthi angakwazi ukuphinda abuyise umdwebo wawo warda egqoke ijazi elilandelayo kusuka eqoqweni elisha, noma aphumule aphumule emvelweni, khona-ke umuntu ulahlekelwe yisikhathi sokuqala: Imoto yomuntu, imoto, inqola yezingane, nomuthi, futhi ekudleni.
Usimo esimweni esinzima kangaka ukusiza umndeni wakho kanye nokhe, ungafaki umthetho futhi uvikele imiphumela engathandeki? Isixazululo yile: Cela usizo kusuka kumlingo - Funda iziphonso zothando.
Ikhomishini yesiko lomlingo ukuheha imali ekhaya izokusiza uma ungacebi ngokucebile, yeka okungenani ukubheka yonke ipeni, uyeke ukonga ngokoqobo kukho konke ukuheha izimali ezinjengezibuthe.
Izimo zesiko
Ukwelapha abantu ekuphoqeleleni isiko lezezimali ngenxa yezizathu eziningi. Kanye neziphonso zokuphelelwa yisikhathi kukhona isethi efanayo. Kepha bonke bahlanganiswa nemibandela ethile nezinto ezidinga ukulandela ukufeza umphumela oyifunayo futhi ziqale ukuheha impilo yazo.Ukwenza ukupela kusebenze kahle, udinga ukukhumbula imithetho eminingana. Bacabangele ngamaphuzu:
- Noma yikuphi ukupela kwemali inempilo yayo eshalofini , imvamisa iminyaka eyi-1-1,5, njengoba iMane Energy ineselula, iyashintsha futhi ingazinzi. Ngakho-ke, ngemuva kwesikhathi esibekiwe, isiko kufanele siphindwe ukuze siqale isenzo salo futhi.
- Kuhle kakhulu. Isikhathi esifanele sokubamba isiko ngemali - inyanga ekhulayo . I-trigger eyenziwe njengokuncipha kwenyanga kungaholela kumphumela ofanayo (ukulahleka kwezimali).
- Umuntu we-Money Spell kumele lingcwele futhi likholelwa ngokuqinile emandleni nasemthethweni walo ngaphandle kwalokho akukho okuzofeza.
Akukho lutho oluyinkimbinkimbi futhi luqhubeke kule mithetho, ukugcinwa kwalo kuzoba nomthelela emfuleni wezimali ozinzile. Kodwa-ke, kulokhu, umuntu kufanele akhumbule ukuhlakanipha kwabantu okukodwa - amanzi ngaphansi kwetshe elinamanga aligezi.
Njengoba usuqedile ukupela, akunakwenzeka ukuyilahla yonke imithwalo yemfanelo - Isiko lemali lenzelwe ukusiza, futhi lingasebenzi esikhundleni sakho.
Akukho ukupela okuzosebenza nemali ngeke kubonakale uma uhlala kusofa.
Ngakho-ke, ngemuva kwesimo sengqondo, kuyadingeka ukusebenza kanzima futhi ungaphumuli nganoma iyiphi indlela. Kungaleso sikhathi kuphela lapho singatholwa ngengcebo nempumelelo yezezimali, futhi umlingo wezimali uzobakhulisa kuphela.
Ungakwesabisa kanjani imali - Izindlela ezi-4
Okulandelayo, ngizocubungula izindlela ezithandwa kakhulu futhi eziphumelelayo ezingenziwa ngaphandle kokuzibandakanya kochwepheshe kumlingo.
Thanda ukupela nge-wallet
Umsizi omuhle kakhulu ekufezekiseni inhlala-kahle yezezimali iyisikhwama. Imali ayithandi uma igcinwa lapho zigcinwa khona futhi njengoba kwehlela. Ngakho-ke, ukuthengwa kwesikhwama esihle kuyisimo esisemqoka sokuheha ingcebo.
Yini okufanele ibe yisikhwama?
Usayizi we- "Money House" kufanele kube njalo ukuthi ama-banknotes kuwo akudingeki agobe. Izintandokazi kufanele zinikezwe isikhwama sezimali ezibomvu, ezimnyama, ezinsundu noma zensimbi (zegolide, zegolide). Indwangu yesikhwama - isikhumba sangempela, i-velvet, i-suede. Kepha ama-synthetics azokwakha kabusha impumelelo yezezimali kuphela. Ekugcineni, kufanele kube amaphakethe ahlukile ezinhlamvu zemali, izikweletu ezincane nezikhulu - awukwazi ukugcina imali ehlakazekile.Rite of wallet
- Kwenziwa ngesikhathi sokukhula kwenyanga, ngoLwesithathu. Vula isikhwama bese ufunda: "Zingaki izinkanyezi esibhakabhakeni, njengamanzi angahambisani olwandle, ukuze imali yami emalini ayipheli. Amen ".
- Kukhona isikhwama esisha, lapho uqala khona ukuthi uyodinga ukubeka kuwo ama-banknotes amaningi amakhulu wemali ehlukile kanye nohlamvu lwemali lwe-hobble. Funa ukuthi ufunde esikhwameni esivulekile, ebhekisa kuye engqondweni nasengcebweni kuyo: "Njengoba izinhlamvu zemali ziya kwizikweletu, ngakho-ke ingcebo nenjabulo zikhethwe kimi, esikhwameni esisha kuya kwezinhlamvu zemali zokugeleza kwezikweletu. Esikhwameni sami, izindandatho ze-wallet futhi zikhala konke: ezingutsheni okusha, indandatho yegolide, futhi yanele yonke into. IZwi eliqinile. Amen ".
Isiko leLunny
Isipelingi senziwa ebusuku obucacile benyanga. Ingilazi enamanzi ajwayelekile kufanele ibekwe efasiteleni ukuze ukukhanya kusuka enyangeni kuboniswa emanzini - kukhokhisa amandla alo anamandla. Kamuva, la manzi kufanele agezwe, ngenkathi afundwe ngokuthula:
"Njengawe, ngenyanga, ngangimncani, kwaphela, ngakho-ke ngizoba nokuhle.".
Okufanele kuzonikezwa ukukhokhisa amanzi enyangeni encane, bese uyigeza ibe yinyanga egcwele.
Uzungu olulula lwemali
Kungenzeka ukuthi ufake isicelo ekusebenzeni ngesiko elilandelayo lilula kakhulu. Amagama adinga ukubiza ngaso sonke isikhathi lapho uthenga noma uthengise:
"Imali esekhwalweni yakho ikusemi, mabahlale benami ngaso sonke isikhathi. Umcebo wakho manje usunguMgcinimafa wami. Amen ".
Enye inkambiso yemali ngokusetshenziswa kwemicu ebomvu ibuke ividiyo: